Arriving in Canada
Get the coverage right so the application is not the thing that fails.
Super Visa applications have specific medical insurance requirements, and they are checked. We make sure the policy matches what is being asked for, and that your parents are genuinely covered once they arrive.
- Required by IRCC
- Medical coverage, verified
- Super Visa applicants must show proof of Canadian medical insurance meeting government requirements. Confirm the current minimums on the official IRCC page before applying.
- Payment
- Monthly plans often available
- Many insurers now offer monthly payment as well as a single annual premium. Availability varies.
- Pre-existing conditions
- Depends on stability period
- Coverage for pre-existing conditions typically depends on how long the condition has been stable. Definitions vary by insurer.
What we handle for you
We confirm the current requirements against the official source, compare plans that satisfy them, walk through the pre-existing condition questions honestly, and give you the confirmation document the application needs — usually within a day.
For newcomers and families bringing parents or grandparents to Canada.
Meeting the requirement
Coverage amount, duration and validity that satisfy the Super Visa criteria, with the documentation the application asks for.
Emergency medical coverage
What is actually covered once your parents are here — hospital, physician, prescriptions, ambulance and repatriation.
Pre-existing conditions
The stability period, what counts as a change in condition, and why answering these questions accurately protects the claim.
Payment and refunds
Monthly versus annual, and what happens to unused premium if the visa is refused or your parents return home early.
Step by step
How we get it arranged
01
Details
Ages, arrival date, length of stay, and an honest picture of any existing medical conditions.
02
Comparison
We compare plans that meet the current requirement and explain where they differ on exclusions.
03
Policy issued
Coverage is put in place and you receive the confirmation letter the application requires.
04
After arrival
If a claim is needed, you have a person to call rather than a call centre queue.
Is this for you
When it helps, and when to wait.
We would rather tell you this is not your priority right now than sell you something you do not need. If the right-hand column describes you, say so on the call.
Worth a conversation if
- You are applying for a Super Visa for a parent or grandparent
- Family are visiting Canada for an extended stay
- A previous application was refused over insurance documentation
- Your parents have a managed condition and you need to know how it is treated
Worth pausing if
- Your parents are already covered by a provincial plan — check before buying
- You are tempted to understate a medical condition to lower the premium; that is the single fastest way to have a claim denied
Super Visa & visitor insurance — questions
Good questions to bring to the call.
These are the ones that come up most on this topic. Yours is welcome even if it is not here.
Applicants must show proof of Canadian medical insurance meeting the government's requirements for coverage amount and validity period. Those requirements are set by IRCC and can change, so we confirm the current figures against the official source at the time you apply rather than quoting a number from memory.
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Everything on this page describes how these products generally work in Canada. Figures, terms, definitions and availability vary by insurer and by policy, and nothing here is a quote, a rate, or a guarantee of coverage or approval. Any strategy should be reviewed against your own situation with a licensed representative before you act on it.